Rankings

Score = net cashback at $3,000/mo, 10% abroad, after annual fee and FX drag. 5% net → 10/10.

Free to hold

Card	Type	Cashback	Annual fee	FX fee	Custody	Countries	Score
ethena-pay Ethena Pay	credit	4%–5%	Free	1%	self	48	7.8
mexc MEXC Card	debit·credit	4%–10%	Free	0%	custodial		6
etherfi ether.fi Cash	credit·debit	3%	Free–$999/yr	1%	self	85	5.8
payitfast PayitFast Card	prepaid	3%	Free–$50/yr	1%	custodial		5.8
solid Solid Card	credit·debit	3%–5%	Free–$199/yr	1.5%	self		5.7
rizon Rizon Card	debit	2.5%	Free	1.7%	self		4.7
bitget-wallet Bitget Wallet Card	debit	2%–3%	Free	0%	self	9	4
trade-republic Trade Republic Card	debit	2%	Free	—	custodial		4
uphold Uphold Debit Card	debit	2%–4%	Free–$100/yr	—	custodial		4
jupiter Jupiter Card	credit	2%–4%	Free	1%	self		3.8

Self-custody

Card	Type	Cashback	Annual fee	FX fee	Custody	Countries	Score
ethena-pay Ethena Pay	credit	4%–5%	Free	1%	self	48	7.8
etherfi ether.fi Cash	credit·debit	3%	Free–$999/yr	1%	self	85	5.8
solid Solid Card	credit·debit	3%–5%	Free–$199/yr	1.5%	self		5.7
rizon Rizon Card	debit	2.5%	Free	1.7%	self		4.7
bitget-wallet Bitget Wallet Card	debit	2%–3%	Free	0%	self	9	4
jupiter Jupiter Card	credit	2%–4%	Free	1%	self		3.8
plasma-one Plasma One	debit·credit	2%–4%	Free	2%	self		3.6
tria Tria	credit	1.5%–6%	$20/yr–$250/yr	0%	self	7	2.9
metamask MetaMask Card	debit	1%–3%	Free–$199/yr	0%	self	45	2
coca COCA Card	debit	1%–8%	Free–$5/yr	—	self	73	2

Overall

Card	Type	Cashback	Annual fee	FX fee	Custody	Countries	Score
ethena-pay Ethena Pay	credit	4%–5%	Free	1%	self	48	7.8
mexc MEXC Card	debit·credit	4%–10%	Free	0%	custodial		6
etherfi ether.fi Cash	credit·debit	3%	Free–$999/yr	1%	self	85	5.8
payitfast PayitFast Card	prepaid	3%	Free–$50/yr	1%	custodial		5.8
solid Solid Card	credit·debit	3%–5%	Free–$199/yr	1.5%	self		5.7
robinhood-gold Robinhood Gold Card	credit	3%	$50/yr	3%	custodial	1	5.1
rizon Rizon Card	debit	2.5%	Free	1.7%	self		4.7
bitget-wallet Bitget Wallet Card	debit	2%–3%	Free	0%	self	9	4
trade-republic Trade Republic Card	debit	2%	Free	—	custodial		4
uphold Uphold Debit Card	debit	2%–4%	Free–$100/yr	—	custodial		4
jupiter Jupiter Card	credit	2%–4%	Free	1%	self		3.8
coinbase-one Coinbase One Card	credit	2%–4%	$50/yr	—	custodial	1	3.7
plasma-one Plasma One	debit·credit	2%–4%	Free	2%	self		3.6
tria Tria	credit	1.5%–6%	$20/yr–$250/yr	0%	self	7	2.9
infini Infini	prepaid	1.5%–2.5%	Free	1%	custodial		2.8
kast KAST	credit	1.5%–3%	Free–$10000/yr	2%	custodial		2.6
gemini Gemini Credit Card	credit	1%–4%	Free	0%	custodial	1	2
metamask MetaMask Card	debit	1%–3%	Free–$199/yr	0%	self	45	2
kolo Kolo Card	debit	1%–2%	Free	0%	custodial		2
bitpanda Bitpanda Card	debit	1%	Free	—	custodial		2
coca COCA Card	debit	1%–8%	Free–$5/yr	—	self	73	2
whitebit-nova WhiteBIT Nova	debit	1%–10%	Free	—	custodial	31	2
vaultleap VaultLeap	prepaid	1%	Free	0.5%	custodial	17	1.9
tangem-pay Tangem Pay	debit	1%–2%	Free–$360/yr	1.5%	self		1.7
wirex Wirex One	debit	0.5%–8%	Free	0%	self	79	1
holyheld Holyheld Card	debit	0.5%–1%	Free	—	self		1
coinzoom CoinZoom Card	debit	0.5%–5%	Free	—	custodial		1
pulsar Pulsar Money	debit	0.5%–2%	Free–$100/yr	1.1%	custodial		0.8
hyperbeat Hyperbeat Card	credit	0.2%–12%	Free	0.4%	self	50	0.3
crypto-com Crypto.com Visa Card	prepaid·credit	0%–6%	Free–$360/yr	—	custodial		0
nexo Nexo Card	debit·credit	0%–2%	Free	0.2%	custodial		0
avici Avici Card	credit	0%	Free–$20/yr	0%	self	50	0
gmgn GMGN Card	credit	1%–5%	Free	—	custodial		0
bitunix Bitunix Card	debit	0%–8%	Free	1.5%	custodial	173	0
coinbase-card Coinbase Card	debit	—	Free	—	custodial		—
bybit Bybit Card	debit	—–10%	Free	0.5%	custodial		—
okx OKX Card	debit	—–10%	Free	—	custodial		—
redotpay RedotPay	prepaid	—	Free–$129/yr	1.2%	custodial	201	—
backpack Backpack Card	debit	—	—	—	custodial		—
kraken Kraken Card (Krak)	debit	—–2%	Free	—	custodial		—
phantom Phantom Cash	prepaid	—	Free	1%	self	1	—
tuyo Tuyo Card	debit	—	Free	1%	self	216	—
revolut Revolut Card	debit·prepaid	—	Free–$660/yr	0%	custodial		—
belo belo Mastercard	prepaid	—	Free	—	custodial	1	—
arq ARQ Card	credit	—	Free	—	custodial		—
peanut Peanut Card	credit	—	Free	1%	self		—
lemon Lemon Card	prepaid·credit	—–2%	Free	—	custodial	1	—
fiwind fiwind Card	prepaid	—	Free	—	custodial	1	—
wallbit Wallbit Card	debit	—	Free–$5/yr	—	custodial		—
astropay AstroPay Card	prepaid	—	Free	—	custodial		—
slash Slash Card	prepaid	—	Free–$20/yr	—	custodial	1	—
payy Payy Card	debit	—	Free	—	self		—
lava Lava Card	credit	—–5%	Free	—	custodial	1	—
oobit Oobit Card	credit	—	Free	1.5%	self		—
solayer Solayer Card	credit	—	$20/yr	1.5%	self	154	—
safepal SafePal Card	debit	—	Free	1%	self	42	—
xplace XPlace Card	debit·credit	—–2%	Free–$999/yr	1%	self		—
brighty Brighty Card	debit	—	Free	—	custodial		—
bit2me Bit2Me Card	debit	—–7%	Free	—	custodial		—
fuse Fuse Card	prepaid	—	Free	0%	self		—
deblock Deblock Card	debit	—	Free	—	self		—
exa Exa Card	credit·debit	—	Free	1%	self		—
zoomex Zoomex Card	debit	—	Free	—	custodial		—
bringin Bringin Card	debit	—	$45/yr	0%	custodial		—
gnosis-pay Gnosis Pay	debit	—	Free	0%	self	35	—
karta Karta	credit	—	$300/yr	0%	custodial		—
avalanche-card Avalanche Card	debit·credit	—	Free	1%	self	31	—
laso Laso Finance Card	prepaid	—	Free	—	custodial		—
solcard SolCard	prepaid	—	Free	1%	custodial		—
trocador Trocador Prepaid Cards	prepaid	—	Free	2%	custodial		—
antarctic-mir Antarctic Wallet MIR	linked	1%–5%	Free	—	custodial		—