MetaMask CardMetaMask Card
Monavate · mastercard · self-custody
debitApple PayGoogle Payvirtualphysical
2
SCORE /10
1%
BASE CASHBACK
Free
FROM
MetaMask Card is a self-custody debit card on mastercard, issued by Monavate.It pays 1%–3% cashback in mUSD. Available in 45 countries. Fund it with USDC, USDT, EURe, GBPe.
Cashback
| Advertised | 1% – 3% |
| Paid in | mUSD |
| Caps | Metal: 3% on the first $10,000 a year, then 1% |
Tiers
| Tier | Cashback | Fee | Requirement |
|---|---|---|---|
| Virtual | 1% mUSD | $0 | None. 1% cross-border fee |
| Metal | 3% on the first $10,000 a year, then 1% | $199/yr | Orders paused since 2 June 2026. Subscription. No cross-border fee |
Perks
- Travel benefits on Metal
Costs
| Annual fee | $0 (Virtual) or $199 a year (Metal) |
| FX fee | No FX markup (Mastercard rate). Cross-border fee: 1% on Virtual when the merchant is abroad, 0% on Metal. 0.5% on stablecoins in neither your nor the merchant's currency |
| ATM | 2% (Metal: free up to $1,200 a month, then 2%) |
Funding
USDCUSDTEUReGBPeBaseLineaMonadSolana