True cashback calculator
Advertised rates ignore spending bands, FX and tier costs. Here's the number after all of them.
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| # | Card | Advertised | True yield | $ back /mo | Drag |
|---|---|---|---|---|---|
| 1 |  Ethena Pay | 4% | 3.9% | $117 | −0.10% fx |
| 2 |  MEXC Card | 4% | 3% | $90 | −1% spend fee |
| 3 |  ether.fi Cash | 3% | 2.9% | $87 | −0.10% fx |
| 4 |  PayitFast Card | 3% | 2.9% | $87 | −0.10% fx |
| 5 |  Solid Card | 3% | 2.85% | $86 | −0.15% fx |
| 6 |  Rizon Card | 2.5% | 2.33% | $70 | −0.17% fx |
| 7 |  Bitget Wallet Card | 2% | 2% | $60 | no drag |
| 8 |  Trade Republic Card | 2% | 2% | $60 | no drag |
| 9 |  Uphold Debit Card | 2% | 2% | $60 | no drag |
| 10 |  Jupiter Card | 2% | 1.9% | $57 | −0.10% fx |
| 11 |  Plasma One | 2% | 1.8% | $54 | −0.20% fx |
| 12 |  Infini | 1.5% | 1.4% | $42 | −0.10% fx |
| 13 |  KAST | 1.5% | 1.3% | $39 | −0.20% fx |
| 14 |  Gemini Credit Card | 1% | 1% | $30 | no drag |
| 15 |  MetaMask Card | 1% | 1% | $30 | no drag |
| 16 |  Kolo Card | 1% | 1% | $30 | no drag |
| 17 |  Bitpanda Card | 1% | 1% | $30 | no drag |
| 18 |  COCA Card | 1% | 1% | $30 | no drag |
| 19 |  WhiteBIT Nova | 1% | 1% | $30 | no drag |
| 20 |  VaultLeap | 1% | 0.95% | $29 | −0.05% fx |
| 21 |  Tangem Pay | 1% | 0.85% | $26 | −0.15% fx |
| 22 |  Wirex One | 0.5% | 0.5% | $15 | no drag |
| 23 |  Holyheld Card | 0.5% | 0.5% | $15 | no drag |
| 24 |  CoinZoom Card | 0.5% | 0.5% | $15 | no drag |
| 25 |  Pulsar Money | 0.5% | 0.39% | $12 | −0.11% fx |
| 26 |  Hyperbeat Card | 0.2% | 0.16% | $5 | −0.04% fx |
| 27 |  Crypto.com Visa Card | 0% | 0% | $0 | no drag |
| 28 |  Avici Card | 0% | 0% | $0 | no drag |
| 29 |  GMGN Card | 1% | 0% | $0 | −1% spend fee |
| 30 |  Nexo Card | 0% | -0.02% | $-1 | −0.02% fx |
| 31 |  Bitunix Card | 0% | -0.15% | $-4 | −0.15% fx |