COCA CardCOCA Card
Wirex · visa · self-custody
debitApple PayGoogle Payvirtualphysical
2
SCORE /10
1%
BASE CASHBACK
Free
FROM
COCA Card is a self-custody debit card on visa, issued by Wirex.It pays 1%–8% cashback in USD or EUR to your COCA balance, claimable after up to 14 days. Fund it with USDC, USDT, EURC, EURS.
Cashback
| Advertised | 1% – 8% |
| Paid in | USD or EUR to your COCA balance, claimable after up to 14 days |
| Caps | Claim limit $15 to $350 a month by tier, plus boosters; unclaimed rewards roll over |
Tiers
| Tier | Cashback | Fee | Requirement |
|---|---|---|---|
| Starter | 1%, claim up to $15 a month | $0 (physical card $5) | None |
| Standard | 3% + 50% on 1 subscription category, claim up to $25 a month | $0 (physical card $5) | Stake 300 COCA (about $470) |
| Standard+ | 4% + 2 subscription categories, claim up to $35 a month | $0 (physical card $5) | Stake 1,000 COCA (about $1,500) |
| Premium | 5% + 2 subscription categories, claim up to $60 a month | $0 | Stake 3,000 COCA (about $4,700) |
| Premium+ | 6% + 3 subscription categories, claim up to $140 a month | $0 | Stake 10,000 COCA (about $15,000) |
| Elite | 8% + 4 subscription categories, claim up to $350 a month | $0 | Stake 30,000 COCA (about $47,000) |
Perks
- 5% APY on USD balances
- 50% back on one subscription per category (first $70): streaming (Netflix, Disney+, Paramount+, YouTube), AI (ChatGPT, Claude, Perplexity, Midjourney, Cursor), Spotify, and Amazon Prime or Mercado Libre
- Claim limit grows with boosters: last month's card spend, time on a paid tier, and extra staked COCA
- Top up with crypto, SEPA, card-to-card, or free from another COCA user by COCA ID (ACH planned for Q4)
- You can export your private keys
- EUR account in the EEA and UK
Costs
| Annual fee | No annual or monthly fee. Physical card $5 on Starter to Standard+, free from Premium. Higher tiers need staked COCA, not a fee |
| FX fee | 0% in USD and EUR; fee for other currencies not published |
| ATM | Free up to $250 a month, then 2%. Limits €850 a day, €5,000 a month |
Funding
USDCUSDTEURCEURSEthereumBNB ChainAvalanchePolygonArbitrumSolanaTRONBaseStellarNEARAurora
Available in 73 countries
Region: GL