ether.fi Cashether.fi Cash
Third National · visa · self-custody
creditdebitApple PayGoogle Payvirtualphysical
5.8
SCORE /10
3%
BASE CASHBACK
Free
FROM
ether.fi Cash is a self-custody credit/debit card on visa, issued by Third National.It pays 3% cashback in ETHFI. Available in 85 countries. Fund it with USDC, LiquidUSD.
Cashback
| Advertised | 3% |
| Paid in | ETHFI |
| Caps | 3% on the first $2,000 a month (Core), $10,000 (Luxe) or $50,000 (Pinnacle), then 1%, then 0.5% |
Tiers
| Tier | Cashback | Fee | Requirement |
|---|---|---|---|
| Core | 3% to $2,000/mo, 1% to $3,000, then 0.5% | $0 | None |
| Luxe | 3% to $10,000/mo, 1% to $20,000, then 0.5% | $199/yr | Or $15K Liquid deposit, 30K ETHFI staked, or Membership points |
| Pinnacle | 3% to $50,000/mo, 1% to $80,000, then 0.5% | $999/yr | Or $100K deposited, 150K ETHFI staked, or Membership points |
| VIP | No published cashback table | - | Earn-only through Membership points |
Perks
- Airport lounges
- Concierge
- Visa Signature benefits
- Baggage protection
- Bank account details through MoonPay (ACH, Fedwire, SWIFT, FPS, SEPA), rolling out from Oct 2026
Costs
| Annual fee | $0 to $999 a year |
| FX fee | 0% on EUR. Other currencies: about 1% base rate plus 0-0.5% (Core), 0-0.25% (Luxe) or 0% (Pinnacle) |
| ATM | 10 free withdrawals a month on Pinnacle and VIP |
Funding
USDCLiquidUSD
AD
AE
AG
AO
AR
AT
AU
BB
BD
BG
BH
BO
BR
BS
BZ
CA
CH
CL
CO
CR
CY
CZ
DE
DK
DM
DO
EC
ES
FR
GB
GG
GI
GR
GT
GY
HK
HN
HR
ID
IM
IS
IT
JE
JP
KR
KY
LC
LI
LT
LU
LV
MC
MT
MV
MX
MY
NO
NZ
OM
PA
PE
PH
PL
PR
PT
PW
PY
RO
SA
SC
SE
SG
SI
SK
SR
SV
TC
TH
TT
TW
US
UY
VG
VU
ZA